Michigan Medicare
There are many aspects to Michigan Medicare. If you are currently insured under the plan, it is important to understand the specific coverage that you are offered. There are numerous resources available online to guide you as to what your coverage entails.
Michigan Medicare offers insurance coverage for prescription drugs to all people with Medicare. Any one who qualifies for Medicare can enroll in a Medicare Prescription Drug Plan during the open enrollment period of November the 15th and December the 31st. The way the benefit works is that the Centers for Medicare Services contracts with different private companies that offer prescription drug plans. The plans negotiate discounted prices for the drugs on behalf of their enrollees.
Insurance companies and other appropriate organizations bid to serve as prescription drug plans. People with Medicare can also receive drug benefits through their other Medicare health plan or Medicare Advantage. Some employers and unions may also provide additional group coverage to people with Medicare.
It is very important that all people who have Medicare review the benefits, options and features relating to the Medicare Prescription Drug coverage and make an informed decision concerning enrolling in a plan. A person must enroll in a plan to get Medicare prescription drug coverage. Be aware that help understanding Medicare Prescription Drug Coverage and other aspects of Medicare is free. Always be careful about who you give your personal information out to.
As with anything else, be sure you understand your plan, as it is a legal contract. If you're not sure of what coverage is available or if you are insured and unsure about your insurance, please be sure to contact a professional who can help you to understand everything you need to know about your plan and coverage.
*You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
- 1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
OR
- The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office.